Home Loan Programs

Home Financing Options for Your Future

Our experienced Loan Advisors can help you choose the best loan for you.

or call 510.653.8968

Our Loan Programs

Home Financing Programs

Adjustable Rate Loans

2, 3, 5, 7 and 10 Year
  • Purchase or Refinance
  • Typically a Lower Payment
  • Fannie Mae, Freddie Mac Loan
  • 3% Down Available
  • First Time Home Buyers
  • Primary, Secondary, & Investment Properties
  • Jumbo & Non-QM Programs

Government Loans

FHA, VA and USDA
  • Purchase or Refinance
  • Government Backed Loan
  • Down Payments as low as 3.5%
  • Good for borrowers with less than-perfect credit
  • VA Loans for Veterans, Active Military and Spouses
  • Primary Residences Only

Commercial Loans

Multi-Use and Investment
  • Purchase or Refinance
  • Fix & Flip Investment
  • Mixed Use Properties
  • Light Industrial & Warehouse Properties
  • Many Down Payment Options
  • Mixed Use Options

Reverse (HECM) Loans

Gain Access to the Equity in Your Home
  • Purchase or Refinance
  • Primary Residence
  • HUD approved Condos
  • Manufactured Properties (Meets FHA Guidelines)
  • Fixed Line of Credit or Monthly Installments
  • Single Family or 1-4 Unit

Let's Get Started

Contact Us

Our team is ready to help you with financing for your new home, provide refinancing options or create opportunities for investors. 

Mortgage FAQs

Education Center

Home loan resources to help you understand your options when getting a loan and purchasing a home.

Mortgage Services

Frequently Asked Questions (FAq)

Questions and answers to your home financing questions.  Our experts have the answers. 

Meet Our

Loan Advisors

Our Loan Advisors are ready to assist you with your home loan.  Guiding you every step through the process to ensure a successful transaction.

In Touch Team
Close Menu